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Insurance company / Age / Area / YNC / Modifyed / Categories / Price!! (and all you FI owners)


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Just and idea.

Everyone seems to like saying how much cheeper there insurance is than mine haha But never go into alot of detail.

My idea is if you note the above it might help when desiding what insurance company to use. It will give a good reference point to what companys give desent prices for VR owners.

If its usefull and enuff people reply it could be made a sticky?

Ill start with mine first :-d

Car = Mk3 VR6 1997 Black 3 door

Company = Kwick Fit

Age = 21

Area = Suburb B75

YNC = 2 years

Points = 6 :S

Occupation = Mechanic

Modifyed? = Unmodifyed ;) Abit naughty lol

Categories = 3rd party fire and theft

Price = £ 1300

Notes = ( agread value... anythink that might make it cheeper ie advanced driving ect anythink you wan to add realy)

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Car = 1997 VR6 5door

Company = Adrian Flux

Age = 38

Area = Watford

Occupation = Engineer

YNC = 8 and some points tooooo

Modifyed? = Hell Yes and all declared - Charger/lowered/zorst/........

Categories = FUlly Comp

Price = 575

Notes = 5000miles but remember you can expand it as you go. Also not gargaged

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Car = 1997 R reg Golf VR6 3 door

Company = Ensign through HIC

Age = 22

Area = Worcestershire

Occupation = Junior Accountant

YNC = 2

Points = 0

Modifyed? = covered for Coilovers / wheels / lights ...... think thats it at the mo

Categories = Fully comp

Price = £745

Notes = Parked on Private Property and got my dad on there as a named driver :D

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Car =3d golf vr6 1997 leather

Company =HIC

Age =37

Area =cheshire

Occupation =se courier

YNC =10+

Points = 0

Modifyed? =yes

Categories =fully comp protected nc,trackiday cover,eruo breakdown cover

Price =£450

Notes =miles limted to 4500 a year

last years price hope lower it this year

update: got it for 430

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Car ='97 Golf VR6

Company = Brentacre

Age = 34

Area = LE2....Leicester

Occupation = Retail sales

YNC = 4

Points = 0

Modifyed? =Yes , ALL mods declared

Categories = Fully comp unlimited miles upto 210bhp

Price = £480

Notes =Should of been cheaper but crash claim 2 yrs or so ago

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Car ='97 Golf VR6, supercharged, shed load of mods

Company = Adrian Flux

Age = 27

Area = EX4...Devon

Occupation = Multi drop driver

YNC = 3

Points = 3

Modified? =Almost everything and all declared

Price = £520 fully comp (like for like) agreed value of £5500

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Car = mk3 vr6

Company = chriss knott

Age = 32

Area =co3 - essex

Occupation = supervisor (skilled labour)

YNC = 8

Points = 0 :)

Modifyed? = everything delclared

Categories =

Price = 344 quid fully comp

Notes = very helpful , and i insured the wifes car through tem

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Car =98 mk3 vr6

Company = brentacare

Age = 25

Area = Argyll

Occupation =NDT - Technician

YNC = 5 protected

Points = 0

Modifyed? =Yes

Categories = Fully comp

Price = £424

Notes =Here are some other quotes i got.

Brentacare £525

HIC £501 VR6oc discount

Sky £486 VR6oc discount

chriss knott £429 VR6oc discount

Barry Grainger £389

When i told brentacare i was leaving they took my renewal down to £424. I stayed with them because you can do any mods you want with no extra charge exept major engine mods. All mods are like for like and there is No admin charge when you make a mod. I also had 1 claim with them last year and it was sorted out with no hassle very quickly.

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Car = mk3 vr6 HIGHLINE

Company = Brentacre

Age = 26

Area = ws12 (staffs)

Occupation = shop assistant

YNC = 5

Points = 3

Modifyed? = everything delclared

Categories = Fully comp protected NCB

Price = £400

Notes = quoted me 500 initially but price matched with adrian flux ;) also its 'unlimited mods policy' so the price doesnt increase with any mod bar cahrger or turbo im told. (adrian flux also do this but its £50 admin fee each time you add mods)

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  • 1 month later...

Car = 1997 vr6 highline 3dr manual

Company = Direct Line

Age = 22

Area = Shetland Isles ZE2

Occupation = Mechanic (Not a good one when looking for insurance)

YNC = 5

Points = 3 (SP30)

Modifyed? = No

Categories = Fully Comp

Price = £514 Anually or £47 Monthly (£560 Approx)

Notes = Protected NCB

This is my renewal quote for this year, been searching around a bit and next best i got was £667 form Adrin Flux (think that was total when paying monthly.) Seems because of my age/occupation that very few companies will actually insure me :@ , so if anyones got any reccomendations for me to try before 6th of April it would be appriciated.

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Car = 92 VR6

Company = Budget

Age = 34

Area = TQ7 (middle of nowhere but soon to change to middle of exeter so will update when i get changes done)

Occupation = self employed

YNC = Max

Points = none

Modifyed? = of course not ;)

Categories = TPFT

Price = £158

Notes = waiting for it to double when i move to an ex2 postcode

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Car = 97 Golf VR6 Highline

Company = Adrian Flux

Age = 28

Area = SG3 Knebworth

Occupation = Education

YNC = 7

Points = 6

Modified? = Exhaust, Brakes, Alloys, BMC, Manifold, Coilovers, ARBs (All declared)

Categories = Fully Comp

Price = £285

Notes = Protected NCB

Also I'm a lady!! :-p

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  • 4 weeks later...

Car = 96 3dr VR6

Company = Brentacre

Age = 26

Area = YO51 (rural)

Occupation = Operations manager (IT company)

YNC = 5

Points = 9

Modified? = lowered and induction kit

Categories = Comprehensive

Price = £479.95

Notes =my renewal from Adrian Flux was more than this for TPFT! its an agreed value at £3500 and limited to 180BHP, also 15,000 miles a year (5000 for business)

how good is that!

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Car =Mk3 golf vr6 5 door

Company = chaucer insurance

Age = 37

Area = mk14

Occupation =hgv 1 driver

YNC = 0

Points = 0

Modifyed? = no

Categories = Classic insurance(full comp)

Price = £300

Notes = must be garaged/5000 miles a yr(never too the milage though)

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car = 1997 vr6 3dr manual

company = bell

age = 18

occupation = plumber

ync = 0

point = none

catogories = fully comp

price = 1685

notes = n/a

Think mines quite cheap for my age but if any one no's sumwere cheaper im always open

thats very cheap. i payed 2800 when i was 18

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