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Nurburgring Easter 2010 chat thread


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Ring insurance is so damn complicated lol

ive been doing some heavy reading up on this the last hour or so and there are so many variables its unreal

does you insurer class it as a highway or track

does your 3rd party cover you for EU

will your insurer happily pay out but expect you to reimburse them?

the variables lsit goes on and on.

I think the simplest thing to ascertain is.....

Get it in writing from your provider if the Ring is included/excluded from your policy

If its is included get a full rundown of what it covers you for i.e. armco/personal injury etc etc

if it doesnt then you are driving the ring un-insured and so are liable for armco/track down time/other drivers cars/personal injury/emergency services/your own vehicle

think thats as simple as it could ever be put??

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PS:

From what ive read track day cover also has variables.

If it is a private session on the ring it is classed as a "track day" and therefore the insurance will cover you

if it is however a "public day" the track cover wont cover you as they deem it to be a public highway during this period

TALK ABOUT 101 CATCH 22'S!!!!!!

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A closed session on a UK track is ok for most track day insurance....but as Andy says the ring is a public road and works different. You drive it at your own risk. Ive never had specific cover for the ring. I just be as careful as I can. You dont need to drive quick to have fun.

Its about the craic

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A closed session on a UK track is ok for most track day insurance....but as Andy says the ring is a public road and works different. You drive it at your own risk. Ive never had specific cover for the ring. I just be as careful as I can. You dont need to drive quick to have fun.

Its about the craic

The Ring is deemed as a public road for all "public sessions"

But is deemed a race track when its closed to the public

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does your 3rd party cover you for EU

Get it in writing from your provider if the Ring is included/excluded from your policy

all uk insurance is obliged to cover you for the minimum insurance requirements of all EU countries.

you will never get it in writing that the Nordschlief is included. if pushed all uk insureres will say no.

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im confused by the overtaking rule, i understand that you can only overtake on the left as its german road laws and overtaking on the right is technically "undertaking"

but what about right hand bends?? your travelling alot faster than the guy in front and he takes the "optimum line" for that corner you cant over take on the left can you??

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