VR6OC INSURANCE scheme with CHRIS KNOTT :: 0800 917 2274

[ChrisKnottIns 11]

I’ve been asked quite a few times recently how to get an insurance quote from us.

All you need to do is either ring the office please on 0800 917 2274 (or 01424 200477 if calling from a mobile) – Mon-Fri 9am till 5pm, Sat 9am till noon and state the club name and if possible the reference number (found in my signature below) - or use the email quote facility found on this forum.

I don’t personally do the quotes as I spend a lot of my time travelling the country on business and work from home also.

We have a specialist team who will be able to help you.

Also, please don't forget the popular car breakdown cover at £54.50 for full UK cover – please see http://www.ckinsurance.co.uk/docs/ChrisKnottBreakdown.pdf and the instant, online travel insurance quotes - http://www.ckinsurance.co.uk/travel

And if you need home insurance then http://www.ckinsurance.co.uk/docs/ChrisKnottHomeInsurance.pdf!

Thanks.

[ChrisKnottIns 11]

Just a quick apology for those who tried our New Business team on Monday but didn't get through.

We were absolutely manic - good for business - but it didn't help those who couldn't get a quote.

(Claims & Customer Service depts were unaffected).

We are back to normal now so please ring us if you're car/home/car breakdown insurance is due in July.

[VR6Nat 9]

do you do joint quote for 3 cars and do you do agreed value?

[ChrisKnottIns 11]

We don't do multi cars but can still give equivalent discounts. We don;t do Agreed Value on modified cars only standard ones.

[VR6Nat 9]

maybe you should reconsider cuz my mate has 3 modified classics and i have 3.... you're missing out on 6 cars!! :O

[ChrisKnottIns 11]

This insurance scheme is proving very popular which is great but I often get asked to do quotes myself.

Regarding this, could I ask you to either use the email quote facility found on this forum or ring the office please on 0800 917 2274 or 01424 200477 if calling from a mobile – Mon-Fri 9am till 5pm, Sat 9am till noon.

It’s just that I don’t actually do the quotes, as I spend a lot of my time travelling the country on business and work from home also.

We have a specialist team who should be able to help you based on the details you’ve stated.

Also, please don't forget the car breakdown cover at £54.50 for full UK cover – please see http://www.ckinsurance.co.uk/docs/ChrisKnottBreakdown.pdf, online travel insurance (instant quotes) - http://www.ckinsurance.co.uk/travel and home insurance.

Thanks.

[ChrisKnottIns 11]

Here we go! The August rush!

August is always a busy month so if you're insurance renewal (for car, home, breakdown or travel!) is due, please feel free to ring us for a quote on our scheme. 0800 917 2274 or 01424 200477 and please quote the forum reference number found in my signature.

[rodney 17]

Wellllll...

I just tried and they are no longer covering cars with anything over a 20BHP increase in power.

So for the majority of you all.....

Don't try here!!!!!

[Rsjvr6 1]

Hi Bud

A quick question. Im 32, and in November hopefully will have 3 years NCB. However I have a DR10 (drink driving conviction from 2005). Are you still able to quote me?

[ChrisKnottIns 11]

Yes if it's over 5 yrs ago..

[ChrisKnottIns 11]

I just thought I’d try and explain a little more about the insurer’s decision to amend the criteria for our insurance scheme. Please believe me when I say that we would love to insure everybody and I’ve enjoyed reading people’s feedback when they talk of our prices, customer service, claims handling, etc. However, the insurers have been hit hard this year and when trying to find out why, they have discovered that, in general, there are certain elements which are causing the problems. Hence the reason to only accept modifications with cosmetic changes and modded bhp increases of no more than 20bhp.

Also people must have at least 1 year's NCB – no introductory discounts are allowed, no more than 1 SP/PC/PL conviction offence per driver and minimum premiums are £250 for Comprehensive & £200 for TPFT cover.

It seems that people outside of this criteria are losing money big-time for the insurers though of course this is a generalisation as they understand not everyone claims in these ‘areas’. It’s just that once bitten, twice shy.

It only affects new customers btw.

May I reiterate that it’s not us who have made this decision but the insurers. Let me point you to this article which tends to sum up the market at the moment - http://news.sky.com/skynews/Home/Business/Car-Insurance-Premiums-Surge-Ahead-Over-Past-12-Months-Consumer-Intelligence-Research-Finds/Article/201001415534529?lpos=Business_Second_UK_News_Article_Teaser_Region_8&lid=ARTICLE_15534529_Car_Insurance_Premiums_Surge_Ahead_Over_Past_12_Months%2C_Consumer_Intelligence_Research_Finds

[jims13 6]

makes me mad that, i pay through the nose for unisured idiots. on the other hand if insurers wernt so greedy, and we didnt have ' we will claim x amount for you ' companys chasing every accident , things may be different.

nice to see theres still a major difference between oap rates and young drivers.

thanks for the heads up tim, im sure it will re assure your current policy holders to know that they can apply for a renewal quotation should they wish to. its a shame such measures need to be taken to assure the contuined underwriting of new business .

[craggsy 91]

I dont think i'll be trying then if your insurers only allow 20bhp increase from standard, but will be shopping round in February

[ChrisKnottIns 11]

It’s fair to say premiums are increasing this year due to the increased cost of claims rather than the increased number of claims and these premium increases are imposed on us by the insurers.

Even though there is obviously negative reaction to this, our renewal retention rate has only dropped by 5% from 81% to 76% so it seems that approximately 3 out of every 4 people still renew with us.

I’m also hoping that after a period of time (such as 12 months or so), the criteria will be relaxed somewhat but we will see.

[varr6pete 0]

I hate renewal time...you spend time on the phone, give them all the details,,....and what??? how does this compare?.... live in Berkshire, no points, (I no longer overtake unmarked police cars!) 10 years plus bonus, aged 52, car is 96 VR6 lowered suspension, steel wheels, hella twins, cone filter, and nearly forgot GL badges! (but includes future fitments of ss exhaust and Audi TT competition wheels) fully comp protected with 1500 miles business use £435? (which slightly under cut by an very over an inflated renewal from Flux's ) in comparison,my wife who runs a 300 bhp Corvette, group 20, worth over £12000 pays £350 both cars limited to 5000 pa. Now planning to go with another company for with protection/business etc etc for £280, (but without the cone filter and no future fitting the exhaust and wheels, which is a shame)

I would just like to be quoted on my merits and details rather than having to give an arbitory overflated renewal quote to base your quote on....

[ChrisKnottIns 11]

I hate renewal time...you spend time on the phone' date=' give them all the details,,....and what??? how does this compare?.... live in Berkshire, no points, (I no longer overtake unmarked police cars!) 10 years plus bonus, aged 52, car is 96 VR6 lowered suspension, steel wheels, hella twins, cone filter, and nearly forgot GL badges! (but includes future fitments of ss exhaust and Audi TT competition wheels) fully comp protected with 1500 miles business use £435? (which slightly under cut by an very over an inflated renewal from Flux's ) in comparison,my wife who runs a 300 bhp Corvette, group 20, worth over £12000 pays £350 both cars limited to 5000 pa. Now planning to go with another company for with protection/business etc etc for £280, (but without the cone filter and no future fitting the exhaust and wheels, which is a shame)

I would just like to be quoted on my merits and details rather than having to give an arbitory overflated renewal quote to base your quote on....

[/quote']

Please feel free to try our scheme!

[varr6pete 0]

Hi Tim, it wasn't clear from my post that the £435 quote was from you, Why can,t you quote for an insurance without knowing what the cost of the renewal is?(which this year was grossly over inflated) If I was a brand new customer, what difference does this make?, May go back to you get a new quote sans the future modded bits and return to std air filter (which is less than 20bhp increase, in any case) and put back my VR6 badges, then come back once mods have been fitted, is this possible??Can an existing policy be upgraded?

ps someone I know was hit in the back of his car, despite not really wanting to claim for injuries, his insurance company pestered him to claim. In hindsight should he have complained about the insurance company's actions, as this means insurance companies are contributing to these excess claims for injuries...which means higher rates for me and you..

[ChrisKnottIns 11]

Hi Tim' date=' it wasn't clear from my post that the £435 quote was from you, Why can,t you quote for an insurance without knowing what the cost of the renewal is?(which this year was grossly over inflated) If I was a brand new customer, what difference does this make?, May go back to you get a new quote sans the future modded bits and return to std air filter (which is less than 20bhp increase, in any case) and put back my VR6 badges, then come back once mods have been fitted, is this possible??Can an existing policy be upgraded?

ps someone I know was hit in the back of his car, despite not really wanting to claim for injuries, his insurance company pestered him to claim. In hindsight should he have complained about the insurance company's actions, as this means insurance companies are contributing to these excess claims for injuries...which means higher rates for me and you..

[/quote']

Hi

Thanks for the question.

Our insurers will generally allow us to undercut the best rate on our computer screens but even though there are nearly 500 products available to beat, it doesn't cover absolutely every insurance company in the UK.

This is why sometimes we have to rely on the customer to provide us with the best quote so that we can look at undercutting that.

Sometimes our computer provides the best quote & sometimes it's the customer with their renewal premium for example.

Strangely enough, on this subject, today I saw a new customer of ours quote that we had saved him 50% off his renewal price so it's swings and roundabouts as they say! His end comment was 'unbelievable, to be honest'!

Our life would be a lot easier if our software house could sign up every insurer in the UK, but for some reason they don't.

Hope this helps!

PS. Yes you can add mods later

PPS. Re the claim part, insurers are aware of these actions tbh!

[ChrisKnottIns 11]

Hi

Again we see the media talking about the premium increases which seem to be affecting nearly everyone.

Here is the latest article from this weeks’ Daily Mail - http://www.dailymail.co.uk/news/article-1328180/Motorists-warned-expect-double-digit-hikes-car-insurance.html

For years, our scheme insurers tended to avoid these increases when all around we were hearing of price jumps.

However, fortunately, we are still writing plenty of business even though these increases have been imposed nationally. I still see on forums that our insurance scheme is making savings for forum users (and some large – a £200 saving was quoted on one forum this week!

Therefore, I’d encourage you to call us for a quotation if your renewal is due within the next 21 days or so. You will also be able to take up our competitively priced full UK breakdown cover at £54.50. Please just ask my colleague when you ring for a quote.

The new criteria of not accepting any bhp increase mods by more than 20bhp does affect some on the forum but we are still busy though we’re sorry that this precludes some from getting a quote from us.

Please ring 0800 917 2274 or 01424 200477 and quote the club reference number found in my signature.

[ChrisKnottIns 11]

Hi there

Just to let you know our offices are still open despite the amount of snow we’ve had.

Some of us, like myself, are snowed in but half the staff are working.

0800 917 2274 or 01424 200477

[dylanbliss 0]

The 20bhp increase limit isn't really a pain for me, but the 1 years NCD requirement is - is this written in stone?

[ChrisKnottIns 11]

Afraid so, sorry.

[ChrisKnottIns 11]

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[spadam 7]

I tried for a quote but wouldnt quote me due to being under 25. Nevermind.

[chief ka kar 0]

Just got my renewal from yourself's and wow a £140 increase from last year. Going to shop around i think unless you can give me a better qoute