KieranH 30 Posted January 14, 2015 Report Share Posted January 14, 2015 Hello, so I've been looking to buy a Golf Mk3 VR6 and want to get insurance on it for a small amount of miles a year. I'm looking to drive it at a maximum once a week. The lowest quote I have so far is £4.6k which is more than the car it's self. I'm 17, so hence the high quotes. I've even had companies say no. Please help! Link to post Share on other sites
VR6Pete 1,455 Posted January 14, 2015 Report Share Posted January 14, 2015 Welcome to the club. We do have some affiliations with insurance companies - check out club membership, however im not sure if your age will go against you. I pay paying through the nose when I insured my VR6 at the age of 18..... I'm now 30 so can only imagine what prices you are getting quoted! Link to post Share on other sites
KieranH 30 Posted January 14, 2015 Author Report Share Posted January 14, 2015 VR6Pete Thanks for the heads up on the membership. Do you know if the membership would save much money on insurance? Link to post Share on other sites
VR6Pete 1,455 Posted January 14, 2015 Report Share Posted January 14, 2015 It does mate, however some are for people who are 25 or above, for example. But there are plenty of other benefits such as cheap parts etc. too Link to post Share on other sites
KieranH 30 Posted January 14, 2015 Author Report Share Posted January 14, 2015 VR6Pete Okay, I'll keep looking for a place to insure me ahah, I'm sure a company will do some sort of temp cover. Link to post Share on other sites
VR6CABBS 1,311 Posted January 14, 2015 Report Share Posted January 14, 2015 Hi Kieran. Welcome to the club. I think you may struggle mate in the fact that you don't have any or very little driving experience. If you going to shop around I would certainly go direct to the insurer as apposed to comparison websites. Ie Go compare, compare the market etc. the comparison websites share your info and once quoted you don't stand a chance mate. Before quoting, take in account things that would lower your premium. 1. Limited mileage.2. Cat 1 alarm system and immobiliser.3. Tracking system.4. Where your vehicle is kept over night. 5. Adding additional drivers to lower the risk assesment. The insurers will take all these into account when quoting. I just think your age will let you down. Good luck mate because you are seriously missing out not owning a vr6. Tim Ramsden, Bealieboy and daveyboy 3 Link to post Share on other sites
KieranH 30 Posted January 14, 2015 Author Report Share Posted January 14, 2015 VR6CABBS Thanks for the welcome and info. I think either way insure or no insure, I'm going to get one. I know nothing about mechanics or engineering but I want to stance a car. So I'd just keep this in my garage and learn off it. Link to post Share on other sites
cactusjackslade 146 Posted January 14, 2015 Report Share Posted January 14, 2015 Try Adrian flux, they specialise in performance cars and young drivers, you are going to find it very difficult to insure a vr at your age though unless you willing to pay stupid amounts. I had to wait till I was 23 with 5years no clams before the price came down to something reasonable. Link to post Share on other sites
KieranH 30 Posted January 14, 2015 Author Report Share Posted January 14, 2015 cactusjackslade I tried Adrian Flux, they weren't very helpful to be honest. Link to post Share on other sites
Bealieboy 1,625 Posted January 14, 2015 Report Share Posted January 14, 2015 (edited) Buy the car, (a doer upper) and have a tinker, you can teach yourself some mechanical skills along the way. Think about the long term, once you've got the car how you want it, you will have been driving for a few months by then and insurance would be cheaper. Failing that, but a sleeper mk2 cl with vr conversion. Oh yeah, and don't tell anyone it's a Vr! Edited January 14, 2015 by Bealieboy VR6CABBS and daveyboy 2 Link to post Share on other sites
VR6CABBS 1,311 Posted January 14, 2015 Report Share Posted January 14, 2015 Buy a VR and register and insure it in your dads name. Get him to add you on the policy as a ossasional driver. I know you won't be building any no-claims bonus but it will certainly bring the policy down. Bealieboy and KieranH 2 Link to post Share on other sites
KieranH 30 Posted January 14, 2015 Author Report Share Posted January 14, 2015 (edited) Bealieboy I still think I'm going to buy one, it's finding one with my requirement and one that wont need much money to fix problems like rust and scratches. VR6CABBS That's a good idea! On the plus side, I guess the insurance on my Fiesta will build no claims. Edited January 15, 2015 by KieranH Link to post Share on other sites
Recommended Posts