I found elephant unpredictable. they quoted me (27, 5yrs NCD and 3 points) £400 comp with 17" alloys. Bought the car then they say £650! I was with Adrian Flux for my Renault they want $460 for the golf but if i pay monthly the total is £608! Why dont these people just get a gun? I dont want to sound old, but when i was 19 i had a Mk2 escort Mexico. 2.1 group A engine and the race suspension e.t.c. It was 90% increase in power over standard. My insurance was still only £850 with 0 NCD and only 2 yrs experience (on the road) It doesnt seem to have lowered that much in 8 years! Anyone got HIC's